Assumable mortgage rate of 3.5% makes this home very desirable. Discover the epitome of waterfront living in the exclusive Bay Harbour neighborhood. This unique property is set on a double lot, offering an expansive and rare opportunity to enjoy breathtaking sunsets from your private dock. With 160 feet of waterfront, this home provides unparalleled access to the serene Choctawhatchee Bay. This custom home welcomes you with a beautiful circle drive. Step inside to find bamboo floors, high ceilings, and a cozy fireplace. The spacious interior includes a bonus room and a three-car garage, providing ample space for all your needs.